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  4. Do Expectations of Risk Prevention Play a Role in the Adoption of Smart Home Technology? Findings from a Swiss Survey
 
  • Détails
Titre

Do Expectations of Risk Prevention Play a Role in the Adoption of Smart Home Technology? Findings from a Swiss Survey

Type
article
Institution
UNIL/CHUV/Unisanté + institutions partenaires
Périodique
Safety  
Auteur(s)
Iten, R.
Auteure/Auteur
Wagner, J.
Auteure/Auteur
Zeier Röschmann, A.
Auteure/Auteur
Liens vers les personnes
Iten, Raphael  
Wagner, Joël  
Liens vers les unités
Dép. des sciences actuarielles  
Statut éditorial
Publié
Date de publication
2025
Volume
11
Numéro
1
Première page
3
Peer-reviewed
Oui
Langue
anglais
Résumé
Smart homes offer promising opportunities for risk prevention in private households, especially concerning safety and health. For instance, they can reduce safety risks by detecting water leakages quickly and support health by monitoring air quality. Current research on smart home technology predominantly focuses on usability, performance expectations, and cyber risks, overlooking the potential importance of risk prevention benefits to prospective users. We address this gap by utilizing data from a recent survey by Iten et al. (2024) to construct a structural equation model. Our overarching hypothesis is that prevention benefits and comfort considerations positively influence adoption. The results confirm the relevance of comfort, as suggested by previous research. In addition, the results reveal significant prevention benefits in safety and health, which are positively related to technology expectations and the intention to adopt smart homes. Furthermore, newly included variables such as technology affinity and active aging lifestyle emerge as indicators of potential smart home users, extending the knowledge of user characteristics beyond traditional sociodemographic indicators. The findings contribute to filling a gap in the current risk and technology literature and are also relevant for smart home device manufacturers and risk and insurance practitioners looking to evolve their business models.
Sujets

Prevention benefits

Risk management

Smart home adoption

Internet of things

Insurance

PID Serval
serval:BIB_05B057D9C8B7
DOI
10.3390/safety11010003
Permalien
https://iris.unil.ch/handle/iris/43652
Open Access
Oui
Date de création
2024-12-20T07:07:48.050Z
Date de création dans IRIS
2025-05-20T14:15:49Z
Fichier(s)
En cours de chargement...
Vignette d'image
Nom

safety-11-00003.pdf

Version du manuscrit

published

Licence

https://creativecommons.org/licenses/by/4.0

Taille

378.29 KB

Format

Adobe PDF

PID Serval

serval:BIB_05B057D9C8B7.P001

URN

urn:nbn:ch:serval-BIB_05B057D9C8B71

Somme de contrôle

(MD5):0f3131854d021dd67ba21256ea81e13e

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